Debt Relief
What to Do If You Can't Get a Debt Consolidation Loan?
December 10, 2020
If you can't get a debt consolidation loan, you still have options. Understand the loan approval process and be open to alternatives like debt settlement.
Blog
Credit Card Debt
SMART Goals for Debt Reduction
November 16, 2020
Reduce debt with the SMART approach. Set goals that are specific, measurable, realistic, and deadline-bound. See how this can help you manage your debt.
Credit Card Debt
9 Questions to Ask Debt Settlement Companies | ClearOne Advantage
November 2, 2020
Ask a debt settlement company these questions to learn about its business model, legitimacy, and reputation. Make a well-informed choice.
Bankruptcy
Top 5 Reasons People File for Bankruptcy
October 14, 2020
Bankruptcy may seem like an attractive way out of debt, but it can damage your credit score for years. Debt settlement is an alternative worth considering.
Credit Card Debt
How Much Credit Card Debt is Too Much?
October 14, 2020
You have too much credit card debt if you have: an unsustainable debt threshold, high credit utilization, and a debt-to-income ratio over 40%.
Credit Card Debt
Debt Settlement vs. Debt Management: What's the Difference?
October 14, 2020
Discover the differences between debt management and debt settlement. Learn about upfront fees, total payments, savings, and credit impact for each approach
Debt Relief
How Much Money Can You Save with Debt Settlement?
September 21, 2020
On average, debt settlement can save you $2.67 for every dollar you pay in fees. Learn how much you can save with a free savings estimate from ClearOne.
Financial Wellness
The 5-Step Guide to Financial Literacy | ClearOne Advantage
September 15, 2020
Being financially literate helps you stay financially healthy. Our five-step guide introduces you to the basics of financial literacy.
Financial Wellness
Saving Money During Times of Economic Uncertainty
August 31, 2020
To start saving, paying off debt should be a priority. However, even before you're debt-free, you can budget, cut spending, and set savings goals.
Credit Card Debt
How Much Do Americans Owe in Credit Card Debt?
August 24, 2020
The average American household's credit card debt costs more than $1,100 in interest per year. Learn how to break out of the credit card debt trap.