Credit Card Debt
Avoiding the Minimum Payment Trap
March 5, 2021
If your goal is to pay off credit card debt in a reasonable amount of time, you are going to have to pay more than the minimum payment. Here's why.
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Financial Wellness
The Power of Delayed Spending
March 4, 2021
Delaying spending helps you save more and avoid impulse buys. It keeps your money aligned with your values and goals.
Financial Wellness
Is It Better to Pay Off Debt or Save?
February 16, 2021
Learn when to prioritize paying off debt and when to focus on building savings. Understand the impact of interest rates and create a balanced financial plan
Financial Wellness
Should You Use Your Tax Refund to Pay Off Debt?
February 11, 2021
Use your tax refund to build savings or repay debts, depending on the state of your emergency fund. Focus on minimizing your exposure to new debt.
Credit Card Debt
How Many Credit Cards Should You Have?
February 4, 2021
Your financial situation, lifestyle, and habits determine how many credit cards you should have, but you should never have more than you can afford.
Debt Relief
Is a Balance Transfer Card a Good Idea?
January 29, 2021
Should you transfer a balance from one credit card to another? It depends on your circumstances. Learn more in this article from ClearOne Advantage.
Credit Card Debt
Should You Close Paid Credit Card Accounts?
January 12, 2021
Closing a paid-off credit card makes sense in some circumstances, but not in others. Learn what you should consider before committing to such a move.
Financial Wellness
Understand What Debt Collectors Can and Cannot Do
January 11, 2021
To be able to handle debt collection efforts, you need to know your rights as well as the laws that grant you protection from any abusive practices.
Credit Card Debt
Paying Rent with a Credit Card
January 7, 2021
Many Americans are using credit cards to pay rent during the pandemic. Here are some money saving tips to try before resorting to that.
Financial Wellness
8 Ways to Avoid Common Spending Traps
December 15, 2020
If you don't use a budget or control your shopping impulses, you are likely overspending already. Here are a few reasons why people tend to spend too much.