Credit Card Debt
What is Credit Card Churning?
March 2, 2026
For some, the rewards from churning are an attractive option. For others, frequent credit applications may mean lower credit scores and credit card debt.
Blog
Credit Card Debt
5 Ways Debt Affects Your Life
February 26, 2026
The stress of unmanageable credit card debt can affect your life in many ways. Learn how seeking debt relief can help.
Debt Relief
Debt Management Strategies: How to Increase Your Income
February 20, 2026
Increasing your income can help with debt management, but it is not always enough. Learn realistic ways to earn more and when to explore other options.
Credit Card Debt
What a 10% Credit Card Interest Rate Cap Means for Debtors
February 12, 2026
A proposed 10% cap on credit card interest sounds helpful. Here's what it could actually mean for consumers already struggling with debt.
Credit Card Debt
What Are the Tax Consequences of Debt Settlement?
February 2, 2026
Generally, you have to pay income tax on debt canceled in debt settlement. There are some exceptions however, that can make your forgiven debt non-taxable.
Financial Wellness
How to Borrow Money: Safe, Smart Ways to Borrow When You Need Cash
January 23, 2026
Borrowing money can feel confusing, especially with less than ideal credit. Learn safe ways to borrow, compare loan options, and protect your finances.
Financial Wellness
5 Financial Resolutions for the New Year
January 22, 2026
If you like making New Year's resolutions, here are a few ideas to help you escape debt and shore up your financial standing in 2026.
Credit Card Debt
How to Find All Your Debts and Check Collections Fast
January 15, 2026
Here's what you need to do to find all your debts and check collections fast when you're being pursued by a debt collector.
Credit Card Debt
The Debt Avalanche Method: Pay off High-Interest Debt Faster
January 5, 2026
Yes, it is possible to pay off 18 months of debt in 12 and save money in the process. Here's how the debt avalanche method can help you pay off high interest debt faster.
Debt Relief
How Does the Debt Snowball Method Work?
January 2, 2026
The debt snowball method is a debt payoff strategy that targets your smallest loan balances first. It helps you pay off debt faster by building momentum.