Credit Card Debt
Should You Pay Off Debt or Invest First?
April 2, 2026
Should you pay off debt or invest first? Learn how interest rates, risk, and financial goals can help you decide the right move.
Credit Card Debt Blogs
Credit Card Debt
How Much of Your Credit Cards Should You Use?
March 26, 2026
Learn how much of your credit card you should use, how credit utilization impacts your score, and what percentage is considered ideal.
Credit Card Debt
Which Bills Should I Pay Off First?
March 23, 2026
Not sure what debt to pay off first? Learn how to prioritize bills, compare interest rates, and build a strategy that fits your budget.
Credit Card Debt
Debt Validation Letter vs. Debt Verification Letter
March 20, 2026
Learn the difference between a debt verification letter and a debt validation letter, when to send one, and what happens if a collector doesn't respond.
Credit Card Debt
What is Credit Card Churning?
March 2, 2026
For some, the rewards from churning are an attractive option. For others, frequent credit applications may mean lower credit scores and credit card debt.
Credit Card Debt
5 Ways Debt Affects Your Life
February 26, 2026
The stress of unmanageable credit card debt can affect your life in many ways. Learn how seeking debt relief can help.
Credit Card Debt
What a 10% Credit Card Interest Rate Cap Means for Debtors
February 12, 2026
A proposed 10% cap on credit card interest sounds helpful. Here's what it could actually mean for consumers already struggling with debt.
Credit Card Debt
What Are the Tax Consequences of Debt Settlement?
February 2, 2026
Generally, you have to pay income tax on debt canceled in debt settlement. There are some exceptions however, that can make your forgiven debt non-taxable.
Credit Card Debt
How to Find All Your Debts and Check Collections Fast
January 15, 2026
Here's what you need to do to find all your debts and check collections fast when you're being pursued by a debt collector.
Credit Card Debt
The Debt Avalanche Method: Pay off High-Interest Debt Faster
January 5, 2026
Yes, it is possible to pay off 18 months of debt in 12 and save money in the process. Here's how the debt avalanche method can help you pay off high interest debt faster.