Credit Card Debt
How Many Credit Cards Should You Have?
February 4, 2021
Your financial situation, lifestyle, and habits determine how many credit cards you should have, but you should never have more than you can afford.
Credit Card Debt Blogs
Credit Card Debt
Should You Close Paid Credit Card Accounts?
January 12, 2021
Closing a paid-off credit card makes sense in some circumstances, but not in others. Learn what you should consider before committing to such a move.
Credit Card Debt
Paying Rent with a Credit Card
January 7, 2021
Many Americans are using credit cards to pay rent during the pandemic. Here are some money saving tips to try before resorting to that.
Credit Card Debt
SMART Goals for Debt Reduction
November 16, 2020
Reduce debt with the SMART approach. Set goals that are specific, measurable, realistic, and deadline-bound. See how this can help you manage your debt.
Credit Card Debt
9 Questions to Ask Debt Settlement Companies | ClearOne Advantage
November 2, 2020
Ask a debt settlement company these questions to learn about its business model, legitimacy, and reputation. Make a well-informed choice.
Credit Card Debt
How Much Credit Card Debt is Too Much?
October 14, 2020
You have too much credit card debt if you have: an unsustainable debt threshold, high credit utilization, and a debt-to-income ratio over 40%.
Credit Card Debt
Debt Settlement vs. Debt Management: What's the Difference?
October 14, 2020
Discover the differences between debt management and debt settlement. Learn about upfront fees, total payments, savings, and credit impact for each approach
Credit Card Debt
How Much Do Americans Owe in Credit Card Debt?
August 24, 2020
The average American household's credit card debt costs more than $1,100 in interest per year. Learn how to break out of the credit card debt trap.